SAN JUAN, Puerto Rico - Gross negligence claims against former bank officials concerning specific loans are covered by the 2006-07 directors and officers insurance policies, and the rest of the claims involving other borrowers are covered by the 2009-10 policies, a Puerto Rico federal judge ruled July 9, further finding that an insured vs. insured policy exclusion does not bar coverage (W Holding Co., Inc., et al. v. AIG Ins. Co., et al., No. 11-2271 (GAG), D. P.R.; 2014 U.S. Dist. LEXIS 94005).