CHICAGO - After finding that a property owner and her attorney's appeal of a foreclosure action was frivolous, the Seventh Circuit U.S. Court of Appeals on Aug. 13 affirmed a court's decision to award a mortgage lender fees and costs (PNC Bank N.A. v. Sheila M. Spencer, et al., No. 13-2676, 7th Cir.; 2014 U.S. App. LEXIS 15572).