SACRAMENTO, Calif. - A California federal magistrate judge on July 14 dismissed claims asserted by a borrower against a loan servicer but granted him leave to amend his claim for violation of the Real Estate Settlement Procedures Act (RESPA) and to pursue a claim under California's unfair competition law (UCL) (Frank Malifrando v. Real Time Resolutions Inc., et. al., No. 2:16-cv-0223, E.D. Calif.; 2016 U.S. Dist. LEXIS 91739).
NEWARK, N.J. - A New Jersey federal judge on June 28 refused to dismiss a borrower's claim against a bank for violation of the Real Estate Settlement Procedures Act (RESPA) in relation to her request for a loan modification and reserved judgment on various state law claims pending the outcome of her request for an injunction (Edyta Rojecki v. Bank of America, N.A., et al., No. 15-8160, D. N.J.; 2016 U.S. Dist. LEXIS 83434).
ATLANTA - Homeowners presented sufficient real estate appraisal testimony to show that past discomfort and annoyance caused by a nuisance and the diminution in their property's market value constitute two separate injuries, the Georgia Supreme Court ruled June 6, finding that they may recover damages for both their injuries (Toyo Tire North America Manufacturing, Inc. v. Lynn Davis and Duron Davis, No. S15G1804, Ga. Sup.; 2016 Ga. LEXIS 402).
TROY, Mich. - A Michigan federal judge on May 31 granted a motion for judgment in favor of a bank on certain claims related to an alleged wrongful foreclosure, but allowed claims for violation of the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) to proceed (Charles J. Beard v. HSBC Mortgage Services, Inc., No. 1:15-CV-1232, W.D. Mich.; 2016 U.S. Dist. LEXIS 70489).
ATLANTA - The 11th Circuit U.S. Court of Appeals on May 12 reinstated a suit filed by a borrower against her mortgage servicer under the Real Estate Settlement Procedures Act (RESPA) after the borrower's loan payments were increased without an explanation (Margaret C. Renfroe v. Nationstar Mortgage, LLC, No. 15-10582, 11th Cir.; 2016 U.S. App. LEXIS 8707).
TAMPA, Fla. - Although a Florida federal judge expressed his doubts as to the ultimate success of a borrower's complaint against her lender under the Real Estate Settlement Procedures Act (RESPA), he found in a March 9 ruling that, as pleaded, her complaint has facial plausibility that allowed it to mostly survive the lender's motion to dismiss (Matilde Amarchand v. CitiMortgage Inc., No. 8:15-cv-02051, M.D. Fla.; 2016 U.S. Dist. LEXIS 30463).
BALTIMORE - A Maryland federal judge on March 2 partially granted a motion filed by a loan servicer to dismiss claims asserted by a property owner in relation to her mortgage, allowing her to amend her claims for violation of the Maryland Consumer Debt Collections Act (MCDCA) and the Real Estate Settlement Procedures Act (RESPA) (Chineme C. Aghazu v. Severn Savings Bank, FSB, et al., No. 15-1529, D. Md.; 2016 U.S. Dist. LEXIS 25685).
BATON ROUGE, La. - Citing Ogea v. Merritt (130 So. 3d 888, 894-95 ), a Louisiana federal judge on Feb. 24 denied dismissal of a counterclaim that accuses a corporate declaratory judgment plaintiff's manager of being personally liable for common-law trademark infringement, as well as unfair competition under the Lanham Act (Audobon Real Estate Associates LLC v. Audobon Realty LLC, No. 15-115, M.D. La.; 2016 U.S. Dist. LEXIS 22387).
RICHMOND, Va. - A real estate developer's untimely notice of a claim over alleged defective soil settlement issues prejudiced its commercial general liability insurers, the Fourth Circuit U.S. Court of Appeals held Feb. 23, upholding summary judgment to the insurers (St. Paul Mercury Insurance Co. and National Surety Corp. v. THF Clarksburg Development Two, LLC, et al., No. 15-1453, 4th Cir.).
PHILADELPHIA - The Third Circuit U.S. Court of Appeals on Feb. 19 affirmed a district court's ruling that a proposed class's claims for violation of the Real Estate Settlement Procedures Act (RESPA) were time-barred, finding that the plaintiffs were not entitled to equitable tolling (Judith Cuningham, et al. v. M&T Bank Corp., et al., No. 15-1412, 3rd Cir.; 2016 U.S. App. LEXIS 2851).
NEWARK, N.J. - A New Jersey federal judge on Feb. 16 granted a lender's motion to dismiss a property owner's claim for violation of the Real Estate Settlement Procedures Act (RESPA), finding that certain claims for damages were not actionable under RESPA (Amelia Giordano v. MGC Mortgage Inc., No. 15-4399, D. N.J.; 2016 U.S. Dist. LEXIS 18283).
LOS ANGELES - After finding that an order lifting a stay of a case in which a former employee of a real estate company asserted claims for harassment and violation of California's unfair competition law (UCL) was not an appealable order, a California appellate court on Feb. 11 affirmed the decision (Amparo Gastelum v. Remax International, Inc., et al., No. B263213, Calif. App., 2nd Dist., Div. 5; 2016 Cal. App. LEXIS 101).
TRENTON, N.J. - The New Jersey Supreme Court on Feb. 11 affirmed a lower court's ruling that a directors and officers liability insurer was not required to demonstrate that it suffered prejudice before denying coverage based on the insured's failure to give timely notice of an underlying claim stemming from a failed real estate transaction, finding that the "claims made" policy was "not a contract of adhesion but was agreed to by sophisticated parties" (Templo Fuente De Vida Corp. and Fuente Properties Inc. v. National Union Fire Insurance Company of Pittsburgh, P.A., No. A-18 September Term 2014, 074572, N.J. Sup.; 2016 N.J. LEXIS 144).
SAN FRANCISCO - A California appeals court on Feb. 8 affirmed a trial court's decision that a party to a real estate purchase agreement who asserted causes of action for violation of California's unfair competition law (UCL) and declaratory relief was pari delicto and not entitled to damages and affirmed an order that refused to award a party to the agreement attorney fees (Milton Righetti, et al. v. Braddock & Logan Group III L.P., No. A136930, 1st Cir., Div. 2; 2016 Cal. App. Unpub. LEXIS 980).
LAKELAND, Fla. - A Florida appellate panel on Feb. 5 ordered a trial court judge to reinstate a jury's $168,000 verdict in favor of a woman who claims that the defective construction of her home rendered it worthless, finding that the opinions of a general contractor, a real estate agent and a structural engineer that the home should be demolished showed that the home was valueless (Angela M. Gray v. Mark Hall Homes Inc., et al., No. 2D15-616, Fla. App,. 2nd Dist.; 2016 Fla. App. LEXIS 1578).
DETROIT - A Michigan federal judge on Jan. 22 granted a bank's motion to dismiss a former property owner's claims for violation of federal mortgage guidelines and wrongful foreclosure but reserved its decision on his claims for violation of the Real Estate Settlement Procedures Act (RESPA) in consideration of a recent court ruling on a similar claim (Walter W. Lawson Jr. v. Wells Fargo Bank N.A., No. 15-11287, E.D. Mich.; 2016 U.S. Dist. LEXIS 7386).
ST LOUIS - A Missouri federal judge on Jan. 25 granted a loan servicer's motion to dismiss claims for violation of the Real Estate Settlement Procedures Act (RESPA) and the Fair Debt Collection Practices Act (FDCPA), finding that the plaintiff was not a party to the underlying loan and lacked standing (Jasan Sayles v. BSI Financial Services, No. 4:15-CV-612, E.D. Mo.; 2016 U.S. Dist. LEXIS 8134).
ANN ARBOR, Mich. - A Michigan federal judge on Jan. 19 granted a bank's motion to dismiss claims asserted against it in relation to the foreclosure of a property, finding that the former homeowner lacked standing to sue and that he had no private right of action under the Real Estate Settlement Procedures Act (RESPA) (David J. Pauley v. Bank of America N.A., No. 15-12405, D. Mich.; 2016 U.S. Dist. LEXIS 5693).
CINCINNATI - After finding that borrowers have stated plausible claims for violation of the Real Estate Settlement Procedures Act (RESPA) in relation to its provisions on qualified written requests (QWRs) and the Fair Debt Collection Practices Act (FDCPA), an Ohio federal judge on Jan. 5 found that a loan servicer was not entitled to judgment on the pleadings at this time (William H. Schatzman, et al. v. Partners for Payment Relief LLC, No. 1:15-cv-302, S.D. Ohio; 2016 U.S. Dist. LEXIS 462).
CINCINNATI - The Sixth Circuit U.S. Court of Appeals on Dec. 10 affirmed a district court's decision in favor of a bank, finding that former property owners failed to show that it violated the Real Estate Settlement Procedures Act (RESPA) when it failed to respond to their letters (Martin Martini, et al. v. JPMorgan Chase Bank, N.A., et al., No. 15-1423, 6th Cir.; 2015 U.S. App. LEXIS 21504).
NEW YORK - A New York appeals panel on Nov. 17 reversed a New York County Supreme Court ruling that tossed a real estate agent and her agency as third-party defendants in an injury suit, finding that the third parties failed to demonstrate that there were no triable issues of fact (Barbara Stimmel, et al. v. Julianne Osherow, et al., No. 15781, N.Y. Sup., App. Div., 1st Dept.; 2015 N.Y. App. Div. LEXIS 8450).
DETROIT - A Michigan federal judge on Nov. 16 granted a bank's motion to dismiss, finding that former property owners' claims for wrongful foreclosure, violation of the Real Estate Settlement Procedures Act (RESPA) and other causes of action failed (Roy Smith, et al. v. Nationstar Mortgage, No. 15-13019, E.D. Mich.; 2015 U.S. Dist. LEXIS 154344).
DAYTONA BEACH, Fla. - A Florida appeals panel on Nov. 13 found that an insurer has nonparty standing to move to vacate the amended default judgment against its title insurance company insured, and the lower court lacked subject matter jurisdiction when it amended the judgment, vacating the amended default final judgment in a dispute over misappropriated real estate deposits (Gotham Insurance Co. v. Andrew Matthew, et al., No. 5D13-3008, Fla. App., 5th Dist.; 2015 Fla. App. LEXIS 17004).