JONICE GRAY TUCKER, a partner with BuckleySandler LLP, represents corporate and
individual clients in federal and state enforcement agency
investigations, examinations, and litigation as well as private civil
litigation. In addition, she conducts internal investigations on behalf
of corporations and counsels clients on compliance with federal consumer
protection laws including the Fair Credit Reporting Act, the Fair Debt
Collections Practices Act, the Real Estate Settlement Procedures Act,
and the Truth in Lending Act.
Ms. Tucker has extensive experience representing financial
institutions in matters relating to federal and state fair lending laws,
mortgage fraud, unfair and deceptive trade practices, and consumer
privacy laws. She has represented financial institutions in matters
initiated by government entities which include the U.S. Department of
Justice ("DOJ"), the U.S. Department of Housing and Urban Development,
the Federal Trade Commission, the Federal Reserve Board, the Office of
the Comptroller of the Currency, state banking commissions, and state
attorneys general, among others. Ms. Tucker also represents financial
institutions in private civil litigation, including class actions. She
has particular expertise in loan servicing, having represented several
major servicers in landmark litigation and enforcement actions.
Beyond her consumer financial services work, Ms. Tucker has
represented corporate clients in securities-related investigations and
litigation brought by the DOJ and the U.S. Securities and Exchange
Commission. She also has represented individual clients in criminal
matters and related civil appellate litigation.
Ms. Tucker has published articles on a wide-variety of issues
impacting financial institutions. In addition, she is a frequent speaker
on legal issues facing financial institutions, including best practices
in mortgage loan servicing, "fair servicing" in the context of loss
mitigation, secondary market liability, mortgage fraud, and dispute
resolution techniques. Ms. Tucker recently was featured in Washingtonian magazine's Top Lawyers Issue in an article focusing on the path to partnership.
Ms. Tucker is firmly committed to providing pro bono legal
services to members of our community who cannot afford to pay for
counsel. She has been recognized for her outstanding work in a pro bono
capacity, including in particular, her work on a highly-publicized
habeas corpus case which led to the overturning of a wrongful criminal
conviction. Ms. Tucker also serves on the Board of Directors of the
Kolar Charitable Foundation and is a co-founder of the Financial
Literacy Foundation (FLF). FLF is a non-profit organization based in
Washington, DC, which provides financial management courses such as
budgeting, banking, wise use of credit, and wealth building strategies
to high school students in underserved communities.
Ms. Tucker is the Chair of BuckleySandler's Diversity Committee. The
Committee provides strategic guidance relative to the Firm's mission of
maintaining and expanding diversity among its professionals.
Prior to joining BuckleySandler at its inception in 2009, Ms. Tucker
practiced with the Litigation Group at Skadden Arps, where she
specialized in Consumer Financial Services. Before entering private
practice, she served as a law clerk to the Honorable Marvin J. Garbis of
the U.S. District Court for the District of Maryland, 2000-2001. Ms.
Tucker received her J.D. from Yale Law School in 2000 and her B.A. from
the University of Virginia in 1996 (Phi Beta Kappa).
Valerie L. Hletko is
a Partner in the Washington, DC office of BuckleySandler
LLP. Ms. Hletko represents financial institutions in examinations,
investigations, and administrative enforcement actions initiated by the United
States Department of Justice, the Federal Deposit Insurance Corporation, the
Federal Reserve Board, and state bank regulatory agencies and state attorneys
general. Her enforcement practice is focused on fair lending, financial products
trade practices, mortgage fraud, and mortgage loan servicing. Ms. Hletko has
represented financial institutions in private class action litigation alleging
violations of federal and state fair lending laws, mortgage fraud, and unfair
and deceptive trade practices.
Ms. Hletko also counsels financial
institutions on risk management, loss mitigation and residential mortgage loan
modification programs, and compliance with consumer protection laws, such as
the Fair Credit Reporting Act, the Fair Debt Collections Practices Act, the
Real Estate Settlement Procedures Act and the Truth in Lending Act.
Ms. Hletko lectures and publishes on
subjects of interest to financial institutions, including the management of
litigation and regulatory risk in light of outsourcing and False Claims Act
litigation and enforcement trends.
Prior to joining BuckleySandler LLP
in 2009, Ms. Hletko was an associate attorney with Skadden, Arps, Slate,
Meagher & Flom LLP. From 2001-2003, she was an associate attorney with
Paul, Weiss, Rifkind, Wharton & Garrison LLP.
Vice-Chair for Retail Banking and
Consumer Law, American Bar Association - Banking Law Committee
The authors' e-mail addresses are firstname.lastname@example.org and email@example.com.