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CFPB Releases Bulletin and Interim Final Rule Clarifying its Mortgage Servicing Regulations

by Haydn J. Richards, Jr. and Heather C. Hutchings On October 15, the Consumer Financial Protection Bureau released a bulletin and interim final rule concerning mortgage servicing regulations that take effect in January 2014. The bulletin and interim final rule seek to clarify outstanding issues related...

Agencies Address Fair Lending Concerns of Industry and Indicate that ECOA, Ability-to-Repay Rule Compatible

by Haydn J. Richards, Jr. and Heather C. Hutchings In an October 22, 2013 statement released by the Consumer Financial Protection Bureau, the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the National...