LexisNexis® Legal Newsroom
Residence Premises is Not a Home: Metes & Bounds Define Residence Premises

In September 2000, Norman and Glenna Schuchman purchased homeowner’s insurance from State Auto Property and Casualty Insurance Company (“State Auto”) to insure a residence in Junction City, Illinois. Almost ten years later, a fire severely damaged the insured house and the Schuchmans...

Wife’s Arson Defeats Husband’s Claim

Intentional Act Exclusion Applies Insurance, by definition, only provides indemnity for contingent or unknown events. A fire intentionally set by an insured is neither contingent nor unknown, that is, it must be fortuitous. To make clear the concept of fortuity insurance companies have rewritten...

Fire Safe Cigarette Law In Massachusetts Linked To Drop In House Fires

A six-year-old Massachusetts law [ enhanced version available to lexis.com subscribers ], requiring that only “fire-safe” cigarettes (FSCs) be sold in the state appears to decrease the likelihood of unintentional residential fires caused by cigarettes by 28%, according to a new study by Harvard...