Stephen Ornstein, Matthew Yoon, and John Holahan of SNR Denton In this commentary, Stephen Ornstein, Matthew Yoon, and John Holahan of SNR Denton examine a significant new development involving the provision of "adverse action" notices to borrowers who have been declined loan modifications...

By Arnold S. Rosenberg The Federal Reserve amended Regulation E, implementing provisions of the Credit Card Accountability Responsibility and Disclosure Act or Credit CARD Act (Public L. No. 111-24), concerning store gift cards, gift certificates and general-use prepaid cards. The Final Rule, which...

Excerpt: On June 30, 2010, the House adopted the conference report on H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank Bill" or "Bill"). The Senate is expected to follow suit when it returns from recess later in July. This alert provides a high...