Insurance Law

Recent Posts

Why Insurance is Expensive – Statutes to Protect Consumers Not Intended to Allow Insureds to Profit
Posted on 6 Aug 2015 by Barry Zalma

States, like Pennsylvania, have enacted statutes to protect consumers from insurers who cancel insurance without proper reason and after a policy has been in effect for more than 60 days. These statutes are intended to protect the consumer not give an... Read More

Not Every Man’s Best Friend: A Dog Bites (Mail)Man Story
Posted on 19 Aug 2014 by Randy J. Maniloff

Lauren Kelly Villanova School of Law 2L J.D. Candidate 2016 “Of my six dog bites in those 10 years the most memorable was of a miniature French poodle,” Herb, a postal worker, recounts on the online news forum PostalMag.com. The site... Read More

Tags: dog , mail , bite , postal , homeowners

Very Interesting “Expected Or Intended” Case
Posted on 30 Nov 2015 by Randy J. Maniloff

It is a safe bet that if a person fires a gun, and then seeks coverage for any resulting injuries, coverage issues, especially “expected or intended,” will ensue. It is also a safe bet that the person seeking coverage will come up empty. When... Read More

An Insurance Blue Moon: Coverage Owed For Sexual Assault -- “A Particularly Odd Set of Facts”
Posted on 9 Apr 2015 by Randy J. Maniloff

The number of decisions addressing the availability of coverage for a sexual assault are legion. They often, but not always, arise under the liability section of a homeowner’s policy. I have never undertaken a formal count, but, anecdotally, I can... Read More

Intentionally Striking Another Individual Ruled Not an “Occurrence” and Therefore Uncovered Even if Done in Self-Defense
Posted on 5 Feb 2015 by Troutman Sanders

David v. Allstate Ins. Co. , 2014 U.S. Dist. LEXIS 119473 (C.D. Cal. Aug. 25, 2014), [ enhanced version available to lexis.com subscribers ] In David, the Central District of California ruled that intentionally hitting and biting another person... Read More