Insurance Law

Recent Posts

Unique Look at One of the Newest Aspects of Construction Defect Coverage (And a Broker Warning)
Posted on 1 Dec 2015 by Randy J. Maniloff

If you do construction defect coverage work, then you’ve definitely seen an endorsement, on a general liability policy, that is along the lines of this (but with more detail): If liability arises out of the insured’s use of a sub-contractor... Read More

The 10 Most Significant Liability Coverage Cases – Of All Time
Posted on 19 Feb 2015 by Randy J. Maniloff

I have spent fourteen years coming up with a list of the ten most significant liability coverage cases of that year. In all that time it never occurred to me, until now, to put together a list of the ten most significant coverage cases of all-time. These... Read More

Policy Needs Void For Fraud Language – Fake Doctor & Innocent Co-Insureds
Posted on 4 Nov 2014 by Barry Zalma

Medical malpractice insurance is designed to protect doctors who accidentally cause injury to their patients. The insurance policy is issued based upon the truth of facts reported in applications for insurance. In Evanston Ins. Co. v. Watts , Slip Copy... Read More

New Jersey Court Holds Demand Letter Is A Claim
Posted on 26 Oct 2015 by Brian Margolies

In its recent decision in Innes v. St. Paul Fire & Marine Ins. Co ., 2015 U.S. Dist. LEXIS 121753, [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance ], (D.N.J. Sept. 11, 2015), the United States District Court... Read More

Mississippi Supreme Court Provides A Clinic In Plain Meaning To Preclude Coverage [Yes, Mississippi]
Posted on 8 Oct 2014 by Randy J. Maniloff

It is routine for a court, setting out to resolve an insurance coverage dispute, to begin its opinion by laying out the rules that will determine its decision. And it is likely that, somewhere in the court’s recitation, will be a statement that... Read More