Insurance Law

Recent Posts

Legal Tools for Climate Adaptation Advocacy: Flood Insurance
Posted on 17 Sep 2015 by Columbia Law - Sabin Center for Climate Change Law

Flooding is the most common and costly form of nature’s wrath, and its costs are likely to rise as the climate changes and sea levels rise. The federal government has attempted to address flooding through an insurance program aimed at effectively... Read More

April Fool's Day Sees National Flood Insurance Rates Rise
Posted on 6 May 2015 by J. Wylie Donald

By J. Wylie Donald So what day would you pick to have your flood insurance premium double? April Fool's Day? You got it. Well, that's a little hyperbolic. Rates aren't doubling instantaneously tomorrow. Instead they are rising between... Read More

Why is a National Flood Insurance Program Policy Not Insurance?
Posted on 23 Sep 2015 by Barry Zalma

Fulfill the Condition Strictly or Get Nothing Contrary to what it is called, the National Flood Insurance Program is not insurance. It is, rather, a government funded entitlement that can only pay claims by dipping into the treasury of the United... Read More

High Fire Season Followed by El Niño Sets California Policyholders On Collision Course With Property Insurers
Posted on 12 Nov 2015 by Richard Robinson

Regular readers of the SFGate website saw two familiar headlines on September 10, 2015. The first – “Northern California wildfire explodes in size” – would not have been unusual on any summer day in California, particularly in... Read More

Texas Supreme Court Blows Away Coverage For Hurricanes
Posted on 22 Jun 2015 by Randy J. Maniloff

Tapas: Small Dishes of Insurance Coverage News & Notes Texas Supreme Court Blows Away Coverage For Hurricanes Coverage for hurricanes was all the talk in the few years following Katrina. Much of the action focused on Louisiana and Mississippi... Read More

When Is a Landslide a Fire? Ninth Circuit Finds Fire To Be Direct Cause of Landslide that Destroyed House
Posted on 11 Jun 2015 by Barry Zalma

Those of us who live in the western United States see wildfires on a regular basis. Fire is a named peril and is covered by a simple fire policy and by a homeowners or commercial property policy. Landslides and mudslides that follow wildfires because... Read More

Federal Agencies Finalize Flood Insurance Rules
Posted on 14 Sep 2015 by Ballard Spahr LLP

Federal regulators have finalized a joint rule that amends regulations relating to loans secured by properties in special flood hazard areas. The final rule implements changes to the Flood Disaster Protection Act of 1973 (FDPA) as mandated by the Homeowner... Read More