Insurance Law

Recent Posts

6th Annual “Coverage For Dummies”: Seeking Coverage For The Frailty And Imperfection Of The Human Brain
Posted on 27 Jan 2014 by Randy J. Maniloff

Liability insurance is, by definition, a product that provides financial protection for when things don’t turn out as planned. Most of the time when this occurs it’s simply a case of bad luck or because, well, stuff just happens. Or the outcome... Read More

Safeco Insurance Company Pays $900,000 Fine For Market Conduct Violations; Refunds More Than $3 million To Policyholders
Posted on 18 Nov 2013 by LexisNexis Insurance Law Newsroom Staff

Insurer agrees to end unapproved use of credit score analysis in underwriting and implement other business practice reforms California Insurance Commissioner Dave Jones has announced that Safeco Insurance Company has agreed to pay a $900,000 fine... Read More

Force-Placed Insurance: Another Multi-Billion Dollar Industry Caught in the Regulatory Cross Hairs
Posted on 6 May 2013 by Karen C. Yotis

By Karen C. Yotis, Esq. Forced-placed insurance (FPI), which is sometimes referred to as 'lender-placed insurance,' is a specialty product that is intended to insure properties when standard property coverage is allowed to lapse. During the... Read More

Legal Tools for Climate Adaptation Advocacy: Flood Insurance
Posted on 17 Sep 2015 by Columbia Law - Sabin Center for Climate Change Law

Flooding is the most common and costly form of nature’s wrath, and its costs are likely to rise as the climate changes and sea levels rise. The federal government has attempted to address flooding through an insurance program aimed at effectively... Read More

State Net Capitol Journal Legislative Updates: Health and Homeowner’s Insurance
Posted on 6 May 2013 by State Net

BUSINESS: MARYLAND Gov. Martin O'Malley (D) signs SB 446, legislation that bars insurers from denying or canceling a homeowner's or renter's policy solely because the consumer does not also have their car insured with that company, or vice... Read More

Homeowner’s Insurance – New Appleman on Insurance Law Library Edition, Chapter 53
Posted on 1 Dec 2012 by LexisNexis Insurance Law Newsroom Staff

By Joseph D. Jean and Gregory D. Miller Section 53.01 introduces homeowner's insurance generally and discusses the types, processes and coverages available in homeowner's policies. Section 53.01[1] discusses the general organization and... Read More

Oregon Court of Appeals Rejects Insured Conditioning His Duty to Cooperate after Loss
Posted on 11 Aug 2014 by Bullivant Houser Bailey PC

By Andrew E. Passmore , Associate, Bullivant Houser Bailey PC On the Rolling Stones' album Let It Bleed, Mick Jagger sang "You can't always get what you want." On July 2, 2014, the Oregon Court of Appeals sang a similar tune when... Read More

New Nevada Statute May Affect Enforceability of Appraisal Clause in Property Insurance Policies
Posted on 17 Dec 2013 by Andrew B. Downs

A growing trend is the imposition of statutory and regulatory limitation on arbitration clauses. To some degree this is a reaction by some jurisdictions to the strongly pro-arbitration position taken by the United States Supreme Court in recent years... Read More

Business Insurance Law and Practice Guide
Posted on 21 Jan 2011 by LexisNexis Insurance Law Newsroom Staff

Business Insurance Law and Practice Guide is a comprehensive guide for both insurance companies and attorneys who advise businesses of all sizes. It provides detailed treatment of many different types of insurance, including liability, directors'... Read More

Earthquake/Tsunami Resource Center – Insurance Experts Speak Out on Business Interruption Claims and Other Key Issues
Posted on 24 Mar 2011 by LexisNexis Insurance Law Newsroom Staff

After March 11 earthquake and tsunami in Japan, U.S. businesses with Japanese operations, suppliers or customers have assuredly taken a close look at the business interruption language in their property policies. To remain up-to-date on the coverage issues... Read More

Nevada Supreme Court Finds An Earth Movement Exclusion Ambiguous, by Bullivant Houser Bailey PC
Posted on 13 Jun 2011 by Bullivant Houser Bailey PC

By Andrew B. Downs and Kristol Bradley Ginapp, Attorneys, Bullivant Houser Bailey PC The Nevada Supreme Court recently held that a property insurance policy's earth movement exclusion was ambiguous because, unlike some other earth movement exclusions... Read More

Naan Bread. Make That No Bread For Policyholder. 11th Circuit Holds That Aroma Of Indian Food Is A Pollutant
Posted on 5 Jul 2011 by Randy J. Maniloff

Randy J. Maniloff, White and Williams, LLP This spring the 11th Circuit Court of Appeals held that the aroma of Indian food is a pollutant within the terms of a pollution exclusion. Despite its best effort to curry favor with the court, the policyholder... Read More

Release of Asbestos During Ceiling Renovation Falls Within Pollution Exclusion of Property Insurance
Posted on 25 Aug 2011 by Bullivant Houser Bailey PC

By Samuel H. Ruby, Shareholder, Bullivant Houser Bailey PC A California Court of Appeal has held that the release of asbestos in and about a condominium complex during the scraping of acoustical "popcorn" ceiling falls within a property... Read More