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by Ethan G. Ostroff , Ashley L. Taylor, Jr. and David N. Anthony Despite the rise in student loan balances over the past decade, a new TransUnion study found that student loan obligations have not inhibited younger consumers’ ability to access...

It is a truth universally acknowledged that OSHA workplace regulations are unduly burdensome, negatively impacting an employer’s competitiveness and destroying jobs for workers . The U.S. Occupational Safety and Health Administration is one...

On December 21, 2011 the Office of the Comptroller of the Currency ("OCC"), Board of Governors of the Federal Reserve System ("Board"), and Federal Deposit Insurance Corporation ("FDIC") (collectively, the "agencies"...

It is a truth universally acknowledged that OSHA workplace regulations are unduly burdensome, negatively impacting an employer’s competitiveness and destroying jobs for workers . The U.S. Occupational Safety and Health Administration is one...

Rating agencies assigned credit ratings to subprime Residential Mortgage-Backed Securities (RMBS) and Collateralized Debt Obligations (CDOs). In making investment decisions, many investors relied on these credit ratings. However, the accuracy and integrity...