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Federal laws have introduced new regulations and guidelines for lenders using artificial intelligence (AI) and machine learning (ML) tools, particularly focusing on fair lending practices. These laws aim to ensure that AI and ML are used in a manner that promotes fairness, transparency, and non-discrimination in lending. Explore this practice note written by Will Atherton and Edrius D. Stagg of Reed Smith LLP for an insightful overview on the use of AI and ML in consumer lending, an examination of the regulatory landscape, and best practice recommendations.
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