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This practice note will get you up to speed on special enrollment rules that require employer sponsors of group health plans to allow employees to enroll themselves or their eligible dependents in group health plans upon the occurrence of certain specified events (i.e., outside of the sponsor's open enrollment period). These rules, which apply to plans subject to the Employee Retirement Income Security Act (ERISA), were implemented via the Health Insurance Portability and Accountability Act (HIPAA). Learn about the requirements and conditions necessary for an employee to obtain coverage during a special enrollment period, and the information employers must provide to employees notifying them of their HIPAA special enrollment rights.
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