Insured Depository Institution and Depository Institution Holding Company Mergers and Acquisitions

Mergers and acquisitions (M&A) involving insured depository institutions (IDIs) and their holding companies declined in 2023, according to market data comparing bank M&As in prior years. Institutions approach new divestitures, mergers, and acquisitions cautiously, considering regional bank failures that occurred in early 2023 and the resulting scrutiny from bank regulatory agencies over these transactions. Click below to understand the framework governing M&A, statutory factors, and approvals for IDIs and holding companies.

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