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Should 401(k) Brokerage Accounts Be More Regulated?

January 26, 2022

Many large 401(k) plans include a self-directed brokerage account feature allowing participants to choose among literally thousands of mutual funds, sometimes even individual stocks and bonds, outside of the plan’s core investment options. According to one survey, 61% of large plans of member companies include the feature. Not as many participants actually use them! Participants can enjoy more investment choice as a result, but should there be limits to the fun?


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