Show Me the (Early) Money! Earned Wage Access Services Legislation Tracker

Do you need to keep track of proposed and enacted legislation regulating earned wage access (EWA) services, which allow consumers to access a portion of wages they have earned but have not yet been paid via the normal payroll process? Review and set an alert on our new tracker, Earned Wage Access Services Legislation Tracker.

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Practical Guidance Updates
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  • Federal: President Trump signs H.R.1 (One Big Beautiful Bill Act) into law, which includes new income tax deductions for qualified tips and qualified overtime compensation. The deductions apply to taxable years 2025 through 2028. See R.1, Sections 70201 (No tax on tips) and 70202 (No tax on overtime).
  • Connecticut: Connecticut amends its banking law to provide regulations for EWA services, which provide consumers with access to earned but unpaid wage or salary income. See 2025 Ct. SB 1396.
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