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Reinsurer Reports FL Insurance Industry Reforms Working

October 07, 2025 (1 min read)

Glowing Progress Report on FL Insurance Market from Gallagher Re

The insurance industry reforms enacted in Florida in 2022 and 2023 in response to soaring homeowners’ premiums and carrier insolvencies have improved market conditions in the state, according to a report from reinsurance broker Gallagher Re. The number of claims lawsuits against carriers has significantly dropped, insurers’ loss ratios and profitability have improved and the exodus of carriers from the state has reversed, the report said. The 2022 and 2023 reforms included the elimination of one-way attorney fees, a prohibition against assignment-of-benefits agreements in new policies and the tightening of rules for bringing bad-faith claims. (INSURANCE JOURNAL)

—Compiled by SNCJ Managing Editor KOREY CLARK

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