By Hon. Colleen Casey, Former Commissioner, California Workers’ Compensation Appeals Board Just when you thought the right of “due process” was on the brink of destruction, the legislature...
By Hon. Susan V. Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board Over the past several decades California has implemented broad legislative...
CALIFORNIA COMPENSATION CASES Vol. 89, No. 9 September 2024 A Report of En Banc and Significant Panel Decisions of the WCAB and Selected Court Opinions of Related Interest, With a Digest of WCAB Decisions...
By Thomas A. Robinson, co-author, Larson’s Workers’ Compensation Law Editorial Note: All section references below are to Larson’s Workers’ Compensation Law, unless otherwise indicated...
By Hon. Colleen Casey, Former Commissioner, California Workers’ Compensation Appeals Board One of the most common reasons evaluating physicians flunk the apportionment validity test is due to their...
John Burton's Workers' Compensation Resources Research Report analyzes the latest A.M. Best report
As explained in the November 2014 issue of Workers' Compensation Resources Research Report (WCRRR), the operating ratio is the "most comprehensive measure of underwriting results because it considers investment income." In order for the workers' compensation insurance industry to be profitable, the operating ratio must be less than 100. The operating ratio has decreased from 93.7 in 2012 to 82.9 in 2013, which means in 2013 "the industry earned $17.10 of profits for every $100 of net premiums." For the last 20 years, the workers' compensation insurance industry has been profitable each year except 2001, 2002 and 2011. WCRRR also examines for the first time the profitability of the workers' compensation industry at the state level using data from the National Association of Insurance Commissioners. Order the WCRRR Nov. 2014 issue.