LexisNexis has selected some recently issued noteworthy IMR decisions that illustrate the criteria that must be met to obtain authorization for a variety of different medical treatment modalities. LexisNexis...
By Hon. Susan V. Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board Appeals Board panel decisions that rescind a WCJ’s decision and...
Board Panel Opinion Provides a Succinct Explanation By Hon. Susan V. Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board The process for...
CALIFORNIA COMPENSATION CASES Vol. 89, No. 4 April 2024 A Report of En Banc and Significant Panel Decisions of the WCAB and Selected Court Opinions of Related Interest, With a Digest of WCAB Decisions...
By Hon. Susan V. Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board Several months ago, an article in LexisNexis Workers’ Compensation...
John Burton's Workers' Compensation Resources Research Report analyzes the latest A.M. Best report
As explained in the November 2014 issue of Workers' Compensation Resources Research Report (WCRRR), the operating ratio is the "most comprehensive measure of underwriting results because it considers investment income." In order for the workers' compensation insurance industry to be profitable, the operating ratio must be less than 100. The operating ratio has decreased from 93.7 in 2012 to 82.9 in 2013, which means in 2013 "the industry earned $17.10 of profits for every $100 of net premiums." For the last 20 years, the workers' compensation insurance industry has been profitable each year except 2001, 2002 and 2011. WCRRR also examines for the first time the profitability of the workers' compensation industry at the state level using data from the National Association of Insurance Commissioners. Order the WCRRR Nov. 2014 issue.