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In a case of first impression, a federal court sitting in Colorado, construing Colorado law, held that an employee injured in a work-related vehicle accident may not recover under his or her employer’s uninsured/underinsured motorist coverage. The court stressed that its decision was consistent with public policy; allowing employees to recover under their employer’s policies could, among other things, discourage them from purchasing coverage of their own.
Thomas A. Robinson, J.D., the Feature National Columnist for the LexisNexis Workers’ Compensation eNewsletter, is co-author of Larson’s Workers’ Compensation Law (LexisNexis).
LexisNexis Online Subscribers: Citations below link to Lexis Advance.
See Employers Mut. Cas. Co. v. Trejo, 2019 U.S. Dist. LEXIS 91999 (June 3, 2019)
See generally Larson’s Workers’ Compensation Law, § 110.05.
Source: Larson’s Workers’ Compensation Law, the nation’s leading authority on workers’ compensation law
For a more detailed discussion of the case, see