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Hi Everyone, What (if any) significance do the above words actually carry when it comes to the need to get FCA authorisation for credit broking? Am I right in thinking that notwithstanding the use of the words " by way of business " in s...

Hello, Could you please help me understand on what basis the art. 36(A) of RAO "credit broking" authorisation exemption is triggered in relation to exempt credit agreements (e.g. under art 60(F) of RAO)? In other words, why is a merchant...

Hello, It is my understanding that generally: lending to consumers (whether for personal or business purposes) is a regulated activity, save where it is a business loan over £25k, which would be exempt. lending to companies (ltd/plc) is...