General Principles and Introductory Matters In Motor Vehicle Insurance Law – New Appleman on Insurance Law Library Edition, Chapter 61

By Christopher J. Robinette, Associate Professor at the Widener University School of Law Chapter 61 provides an overview of automobile insurance law in the United States, including many matters that will be covered in greater detail in subsequent chapters. The goal in this chapter is to orient the...

Physical Damage Coverage For Motor Vehicles (Collision, Comprehensive And Named-Perils Coverages) – New Appleman on Insurance Law Library Edition, Chapter 62

By Andrew Janquitto, Partner, Mudd, Harrison & Burch, L.L.P Chapter 62 examines physical damage coverage for motor vehicles, which is a first-party insurance coverage designed to protect the insured vehicle from direct and accidental loss caused by a variety of transportation and non-transportation...

Automobile Liability Insurance – New Appleman on Insurance Law Library Edition, Chapter 63

By Lane Finch, Member, Hand Arendall LLC "The automobile is so much a part of American life that there are few activities in which the 'use of an automobile' does not play a part somewhere in the chain of events."[1] In 2009 there were more than 5.5 million police-reported motor...

Medical Payments Coverage – New Appleman on Insurance Law Library Edition, Chapter 64

By Donald M. Carley, Associate General Counsel, State Farm Mutual Automobile Insurance Company Chapter 64 provides an overview of one of the most overlooked coverages in the personal automobile insurance contract - the medical payments coverage. The coverage was first introduced in the late 1930s...

Uninsured and Underinsured Motorist Insurance – New Appleman on Insurance Law Library Edition, Chapter 65

By Jeffrey E. Thomas, Associate Dean and Professor of Law at the University of Missouri - Kansas City Uninsured and underinsured motorist insurance issues are among the most technical and complex in the area of automobile insurance. This chapter is intended to provide a framework for understanding...

No-Fault Insurance – New Appleman on Insurance Law Library Edition, Chapter 66

By Eileen Swarbrick, Attorney Chapter 66 provides an in-depth discussion of no-fault insurance law. No-fault insurance refers to insurance for which an insured is compensated for economic losses no matter who is at fault in an accident. No-fault coverage is strictly governed by the no-fault statute...

Business-Owned Vehicles Insurance – New Appleman on Insurance Law Library Edition, Chapter 67

By Eileen Swarbrick, Attorney Chapter 67 provides an in-depth examination of insurance for the business-owned vehicle. The chapter examines the unique features of a business automobile policy, specifically the Insurance Services Office ("ISO") Business Automobile Coverage Form, that are...

The Right to Stack UM Coverage Can Be Waived

By Barry Zalma, Attorney and Consultant People who insure their cars in Pennsylvania have the right to stack coverages for uninsured motorist ("UM") or underinsured motorist ("UIM") coverages if they insure more than one vehicle with their insurer. The Pennsylvania statutes allow...

Leaking Like Progres-sieve?: What’s Next For Insurers After The UIM Claim Heard ‘Round The World

By Randy J. Maniloff, White and Williams, LLP Will More Money Now, Err, Flo? In my house, if my wife says something, and her mother agrees, then it is a fact. I could dig up Aristotle and even he couldn't convince that duo otherwise. That is not unlike what happened to Progressive Insurance...

No Coverage For Participant In Drag Race

By Barry Zalma, Attorney and Consultant "Chutzpah" - Filing Suit for Speed Contest Injuries The danger of operating a motor vehicle in a race on city streets is obvious and well known. No insurer writes an insurance policy against injuries caused by participation in such a dangerous risk...

An Apple Can Never Be An Orange – Regular Use Exclusion Effective

By Barry Zalma, Attorney and Consultant Erie Insurance Exchange ("Erie") appealed to the Superior Court of Pennsylvania from the grant of summary judgment in favor of Patrick and Daryl Rother ("Mother") in a declaratory judgment action involving the applicability of the regularly...