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This Week in the States
Sherica Celine
9 months ago
Legal Insights Blog
Practical Guidance
Gloom and Doom Continue to Loom: Homeowners Insurance Crisis
Remember the growing fears we reported about last summer ? The chaos continues. Read now » Related Content Homeowners' Insurance Discover the numerous factors involved in obtaining homeowners' insurance, the varieties of homeowners'...
Sherica Celine
9 months ago
Legal Insights Blog
Practical Guidance
A Coverage Vignette: From Spinal Injury to Permanent Impairment with the AMA Guides, Fifth Edition
Follow the Hon. Robert G. Rassp, Presiding Judge, of the California WCAB, as he walks through a real case and shows how an employee’s lumbar spine injury results in a ratable permanent disability using the AMA Guides, Fifth Edition . Read now...
Sherica Celine
9 months ago
Legal Insights Blog
Practical Guidance
Trying to Reason with Hurricane Season
Learn about ongoing homeowners insurance crises driven by extreme weather events and state measures aimed at stabilizing coastal property insurance markets. Read now » Related Content Positive Developments Looming in Homeowners Insurance...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
All the Mushrooms in my Brain, Trippin’ on Insurance Claims
Discover how states are slowly embracing psychedelic drugs. It’s the new frontier. Read now » Related Content Understanding the Cannabis Industry and Its Insurance Market Learn about the unique business aspects, developing legal landscape...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
Somewhere Over the Rainbow: Transgender Impacts on Insurance
It’s Pride Month. Stand ready to advise insurance clients on how to adapt its structures, business practices, and product design to remain compliant with government regulations and responsive to emerging consumer demands. Read now » Related...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
The Big Three: Reserves, Claims Data, and Loss Development Triangles
Learn about the significance of reserves and the relevance of claims data within the context of UK and international insurance disputes. Read now » Related Content Claims Quality Assurance (QA) Review Learn to understand Claims QA, assist...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
Workers’ Compensation: How the Hybrid Workforce May Becoming Sick (and Unhinged)
Learn how working from home may negatively affect health behaviors and mental health outcomes. Read now » Related Content 50-State Coverage of Workers’ Compensation Do a deep dive into the statutes and regulations that govern workers’...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
AI and Health Insurance: Expanded Opportunities and Regulatory Hurdles
Discover the diverse ways that health insurers are using artificial intelligence (AI) and the associated regulatory challenges that arise as a result. Read now » Related Content AI in Healthcare: Key Considerations Checklist Analyze key...
Sherica Celine
11 months ago
Legal Insights Blog
Practical Guidance
AI and Insurance Regulation: Developments in a Watershed Year
Read this article to learn about the regulatory challenges arising out of insurers’ use and deployment of artificial intelligence (AI) systems. Read now » Related Content Artificial Intelligence: A Judge's View of Generative AI...
Alyzza Austriaco
11 months ago
Capitol Journal
State Net
Homeowners Insurers Struggling in Multiple States & Farmers’ Resumption of Business in CA
Homeowners Insurance Industry Turmoil Spreading to Other States Recent turmoil in the insurance industry related to climate change has largely been concentrated in states like California, Florida and Louisiana. But the problem appears to be spreading...
Sherica Celine
11 months ago
Legal Insights Blog
Practical Guidance
AI and Insurance: Alaska Leads the Regulatory Charge
Get clarity on the regarding insurers’ use of artificial intelligence (AI) systems recently adopted in Alaska. Read now » Related Content Artificial Intelligence Impacts on the Insurance Industry Guide insurers operating with AI through...
Alyzza Austriaco
11 months ago
Capitol Journal
State Net
Bills Aiding Insurers in LA, Bill Regulating ‘Bitcoin ATMs’ in VT & More
LA Enacts Bills Aiding Insurers Louisiana Gov. Jeff Landry (R) signed a trio of bills aimed at addressing the state’s insurance crisis, with insurers failing and fleeing the market and rates skyrocketing, as in other states at high risk of extreme...
Sherica Celine
11 months ago
Legal Insights Blog
Practical Guidance
Cyber Insurance Video Marathon: The Right Stuff
Check out the final episode in Tom Bentz’s four-part video series for insight on how to pick the right broker and the right carrier to advise on acquiring the right cyber liability policy. Watch now » Related Content Cyber Insurance...
Sherica Celine
11 months ago
Legal Insights Blog
Practical Guidance
Slicing and Dicing the Duty to Defend
Get a blueprint, from Randy Maniloff, for how to reduce the amount of overlapping fees an insurer may owe to defense counsel. Read now » Related Content Insurance Policy Interpretation: Defining the Insured and Insured/Insurer Duties Get...
Mary Anne Peck
over 1 year ago
Capitol Journal
State Net
States May Need to Scramble to Address Possible Homeowners Insurance Crisis
It’s not hyperbole to say that the United States may very well be on the brink of a homeowners insurance crisis, at least in its coastal areas. Consider what’s happened just this year: State Farm and Allstate , two of the nation's...
Mary Anne Peck
over 1 year ago
Capitol Journal
State Net
States Beginning to Regulate Popular Usage-Based Car Insurance
Usage-based auto insurance has been around for over 25 years. But recently it has been drawing more interest from insurers and consumers, as well as state lawmakers. UBI works by using vehicle “ telematics ” to track an individual’s...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
Cannabis Insurance: Anticipated Developments in a Presidential Election Year
Cannabis Insurance: Anticipated Developments in a Presidential Election Year Learn the latest about what to expect during 2024 in the cannabis insurance space. Read now » Related Content Understanding the Cannabis Industry and Its Insurance...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
After the Flood: Post-Breach Tips
Binge the next episode in Tom Bentz’s cyber insurance video series to learn what to do (and not do) after a data breach. Watch now » Related Content Cyber Insurance: Critical Insurance Issues Video Dive into the nuances underlying...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
Lights! Camera! Action! Critical Cyber Insurance Issues Video
Here’s another eye-opener in our cyber insurance video series, that dives into the nuances underlying cyber liability coverage, including who gets to control the defense . Watch now » Related Content Cyber Insurance: Basics Video Get...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
Pass the Popcorn, it’s Cyber Showtime!
Sit back and get ready for a good show! Watch this video, the first in a series of four, designed to bring clarity to cyber coverage basics and highlight difficulties that arise when choosing among cyber liability policies. Watch now » Related...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
States Step Up on Data Privacy Regulation
Explore compliance challenges businesses face in the absence of comprehensive federal data privacy law. Features insight from Practical Guidance data security and privacy attorney Barbara Reece . Read now » Related Content Creating Insurance...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
To Reschedule or Not to Reschedule: Anticipated Cannabis Developments in a Presidential Election Year
Learn about what to expect in the cannabis space during 2024, and the impact potential changes could bring. Read now » Related Content Understanding the Cannabis Industry and Its Insurance Market Analyze how the cannabis industry's particular...
Alyzza Austriaco
over 1 year ago
Capitol Journal
State Net
Bad Faith Insurance Claims Bill in VA, Record Growth of CA’s Insurer of Last Resort & More
VA Lawmakers Pass Bad Faith Insurance Claims Bill The Virginia legislature passed a bill ( SB 256 ) that, if signed by Gov. Glenn Youngkin (R), would require auto insurance companies that refuse to pay a loss of income, medical expense or property damage...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
Roof Repairs, Assignments of Benefits, and a Homeowners Bill of Rights: Property Insurance Reform in the Sunshine State
Learn how to help clients implement and account for legislative changes in their Florida business operations. Read now » Related Content Florida Tort Reform: Guidance for Insurance Practitioners Expand your understanding of the sweeping...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
No-Fault, Mini-Torts, and a Policyholder Bill of Rights: Auto Insurance Overhaul in the Wolverine State
Learn about major changes to auto insurance laws in Michigan. Read now » Related Content Consumer Automobile Insurance Coverage State Law Survey Analyze consumer automobile insurance coverage requirements across the 50 states, Guam, the...
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