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This Week in the States
Alyzza Austriaco
8 months ago
Capitol Journal
State Net
Legal Challenge to IL Swipe Fee Law, Possible Delay of New WA Insurance Premium Transparency Requirement & More
IL’s New ‘Swipe’ Fee Law Faces Legal Challenge The Illinois Bankers Association and other organizations filed a federal lawsuit to block a new Illinois law limiting banks from charging interchange, or “swipe,” fees on tax...
Sherica Celine
8 months ago
Legal Insights Blog
Practical Guidance
Buyer-Side R&W Insurance: A Practical Guide on Navigating Claims for Business Owners and General Counsel
Check out this comprehensive overview of how insurers evaluate first-party representations and warranties (R&W) claims. This practice note showcases key considerations and best practices to ensure successful claims management. Read now » ...
Sherica Celine
8 months ago
Legal Insights Blog
Practical Guidance
Before That Claim Gets Thrown Right Out the Door . . . You Must Allege Bad Faith!
Do a deep dive into the nuances of insurance bad faith, a new topic in the Insurance State Law Comparison Tool. Read now » Related Content Insurance Bad Faith Claims Discover the ins and outs of insurance bad faith claims, including the...
Sherica Celine
9 months ago
Legal Insights Blog
Practical Guidance
Let’s Dance: Ethical Concerns and the Tripartite Relationship Tango
Learn how to sway through the ethical implications of the tripartite insurance relationship without running or hiding from the serious moonlight. Read now » Related Content Tripartite Insurance Relationships: Insurers, Insureds, and Insurance...
Sherica Celine
9 months ago
Legal Insights Blog
Practical Guidance
The Fundamentals of Insurance Threesomes: The Tripartite Relationship
Discover the ins and outs of the various ties between an insurer, an insured, and a defense attorney hired to defend the insured in a claim that an insurance policy may cover. Read now » Related Content Bad Faith as a Continuum Learn from...
Alyzza Austriaco
9 months ago
Capitol Journal
State Net
Earned Wage Access Legislation & Biden Admin’s Opposition to IL’s Interchange Fee Law
Statehouse Shift Ahead for Earned Wage Access? In recent years earned wage access apps, which allow workers to obtain access to their earnings before they receive their paychecks, have exploded in popularity. And providers including DailyPay, Dave,...
Sherica Celine
9 months ago
Legal Insights Blog
Practical Guidance
How Low Can You Go: Relaxing the Harassment Standard in EPLI Litigation
Get insight into the different ways lawmakers are lowering (or eliminating) the threshold for workplace harassment lawsuits. The article includes a map showing the states that have considered or enacted threshold laws. Read now » Related Content...
Sherica Celine
9 months ago
Legal Insights Blog
Practical Guidance
AI Programmed Just To Do Anything You Want It To: Common Themes in State AI Legislation
Learn about state bills targeting algorithmic discrimination and automated decision-making, and unique approaches to AI in outlier legislation from California. Read now » Related Content Locke Lord QuickStudy: Insurance Regulators Continue...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
Moldy Oldies and PFAS: Practice Pointers for Locating Historical Policies
Follow the steps outlined in this checklist to find old insurance policies that may provide coverage for a per- and polyfluoroalkyl compounds (PFAS) liability claim. Read now » Related Content Insurance Coverage for PFAS Liability Learn...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
Thar She Blows: Navigating R&W Claims
Explore this practical guide on buyer-side representations and warranties insurance for business owners and general counsel. Read now » Related Content Representations and Warranties Insurance: Fundamentals Get an overview of R&W insurance...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
Take This Job And Shove It: Compliance Concerns Raised Over State Legislation to Curb Workplace Violence
Examine the lack of consensus among policymakers and California’s sweeping anti-violence law; includes a map depicting the wide-ranging legislative proposals tackling this workforce crisis. Read now » Related Content Gun Violence Coverage...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
Lawmakers Address a Flood of Climate Change Legislation
Learn how states are exploring measures intended to assist in meeting various climate goals. The article includes a map showing states considering and states enacting climate change laws in 2024. Read now » Related Content Market Trends...
Sherica Celine
10 months ago
Legal Insights Blog
Practical Guidance
Global Microsoft Outage: Guidance for Claimants Navigating the CrowdStrike Event
Learn about the steps businesses should take to recover on the business interruption, including contract and indemnity claims, caused by this software failure. Read now » Related Content Cyber Insurance, Related Coverage Litigation, and...
Sherica Celine
11 months ago
Legal Insights Blog
Practical Guidance
Hedging for a Slice of the Judgment Pie: Third-Party Litigation Funding
Learn about the practice of investing in a plaintiff’s case in exchange for a cut of the settlement or judgment. This article includes a National Conference of Insurance Legislators map showing states with pending third-party litigation funding...
Sherica Celine
11 months ago
Legal Insights Blog
Practical Guidance
Games Without Frontiers
Learn about the potential risks and insurance implications of the burgeoning gaming and gambling industry in the United States. Includes an NCOIL map depicting states’ approaches to iGaming in 2023-24. Read now » Related Content Playing...
Alyzza Austriaco
11 months ago
Capitol Journal
State Net
Moratorium on Some Homeowners’ Insurance Policy Cancellations in CA, LA Tackling High Insurance Rates & More
CA Insurance Commissioner Orders Moratorium on Cancellations for Fire-Impacted Homeowners California Insurance Commissioner Ricardo Lara issued a one-year moratorium on the cancellation or non-renewal of residential insurance coverage for more than...
Sherica Celine
11 months ago
Legal Insights Blog
Practical Guidance
I Want to Say One Word to You . . . Just One Word . . . Are you Listening? . . . Plastics
There was a great future in plastics when Dustin Hoffman was a mere Graduate receiving career advice in 1967, but in 2024 plastic pollution has become a key priority for lawmakers. Learn about the large amount of state per- and polyfluoroalkyl substances...
Sherica Celine
11 months ago
Legal Insights Blog
Practical Guidance
Should it Stay or Should it Go?
As with relationships, so it is with documents: if it goes, it will be trouble; if it stays, it could be double. Learn the basics in this “Clash” course on managing records retention requirements. Read now » Related Content Records...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
Gloom and Doom Continue to Loom: Homeowners Insurance Crisis
Remember the growing fears we reported about last summer ? The chaos continues. Read now » Related Content Homeowners' Insurance Discover the numerous factors involved in obtaining homeowners' insurance, the varieties of homeowners'...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
A Coverage Vignette: From Spinal Injury to Permanent Impairment with the AMA Guides, Fifth Edition
Follow the Hon. Robert G. Rassp, Presiding Judge, of the California WCAB, as he walks through a real case and shows how an employee’s lumbar spine injury results in a ratable permanent disability using the AMA Guides, Fifth Edition . Read now...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
Trying to Reason with Hurricane Season
Learn about ongoing homeowners insurance crises driven by extreme weather events and state measures aimed at stabilizing coastal property insurance markets. Read now » Related Content Positive Developments Looming in Homeowners Insurance...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
All the Mushrooms in my Brain, Trippin’ on Insurance Claims
Discover how states are slowly embracing psychedelic drugs. It’s the new frontier. Read now » Related Content Understanding the Cannabis Industry and Its Insurance Market Learn about the unique business aspects, developing legal landscape...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
Somewhere Over the Rainbow: Transgender Impacts on Insurance
It’s Pride Month. Stand ready to advise insurance clients on how to adapt its structures, business practices, and product design to remain compliant with government regulations and responsive to emerging consumer demands. Read now » Related...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
The Big Three: Reserves, Claims Data, and Loss Development Triangles
Learn about the significance of reserves and the relevance of claims data within the context of UK and international insurance disputes. Read now » Related Content Claims Quality Assurance (QA) Review Learn to understand Claims QA, assist...
Sherica Celine
over 1 year ago
Legal Insights Blog
Practical Guidance
Workers’ Compensation: How the Hybrid Workforce May Becoming Sick (and Unhinged)
Learn how working from home may negatively affect health behaviors and mental health outcomes. Read now » Related Content 50-State Coverage of Workers’ Compensation Do a deep dive into the statutes and regulations that govern workers’...
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