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This Week in the States
Sherica Celine
6 days ago
Legal Insights Blog
Practical Guidance
Trigger, Exhaust, Settle, Repeat: The Insurance Playbook for Mass-Tort Bankruptcies
From the first notice of claim to the last gasp of a confirmed plan, mass-tort bankruptcies are where coverage law gets tested—and sometimes torched. Discover how to stay ahead of the fire. Read now » Related Content Remedies and Damages...
Alyzza Austriaco
5 days ago
Capitol Journal
State Net
PA’s New Crypto Transmitter Licensing Law
PA Enacts Crypto Transmitter Licensing Requirements Pennsylvania Gov. Josh Shapiro (D) signed legislation requiring cryptocurrency and other virtual monetary transmitters to be licensed by the state. The new law will also require licensees to submit...
Sherica Celine
13 days ago
Legal Insights Blog
Practical Guidance
Export Credit Insurance: Because Sometimes Your Buyer’s Government Is the Risk
Sure, you shipped the goods, but did you insure the revolution? Discover how export credit insurance provides the only policy where “acts of war” and “non-payment” are just Tuesday. Read now » Related Content Export...
Sherica Celine
20 days ago
Legal Insights Blog
Practical Guidance
The Long Tail Bites Back: When Old Policies Haunt New Problems
Discover how nothing says “legacy risk” like a 1972 occurrence clause. Read now » Related Content Environmental Liability Coverage and Exclusions under Commercial General Liability (CGL) Policies Explore critical environmental...
Sherica Celine
27 days ago
Legal Insights Blog
Practical Guidance
You Thought You Were Covered? That’s Adorable.
Take a strategic look at the high-stakes standoff that unfolds between insurers and insureds when underlying liability claims hit—and everyone pretends it’s someone else’s problem. Read now » Related Content Duty to Defend...
Alyzza Austriaco
1 month ago
Capitol Journal
State Net
CA’s Investigation of State Farm over LA Wildfire Claims
CA to Investigate State Farm over LA Wildfire Claims California Insurance Commissioner Ricardo Lara (D) announced a “market conduct examination” of State Farm over consumer complaints about the insurer’s handling of claims from the...
Sherica Celine
1 month ago
Legal Insights Blog
Practical Guidance
Texas Two-Steps Around the AMA Guides Sixth: Still Dancing with the Fourth Edition
If medical science has evolved, someone forgot to tell the Texas Labor Code. Although the Lone Star State is considering adoption of the newly released AMA Guides Sixth, it’s still flipping through the well-worn AMA Guides to the Evaluation of Permanent...
Alyzza Austriaco
1 month ago
Capitol Journal
State Net
LA Fire Victims Sue Homeowners Insurers & NC Nears Allowing State Investment in Crypto
LA Homeowners Sue Insurers over Inadequate Fire Coverage Victims of the Los Angeles wildfires in January have filed a pair of lawsuits claiming USAA, a Texas-based insurer that serves members of the military, and two insurers affiliated with AAA underestimated...
Sherica Celine
1 month ago
Legal Insights Blog
Practical Guidance
From Grow House to Doghouse—When Cannabis Cultivation Goes Up in Smoke
Explore property insurance considerations that arise when an insured’s basement weed operation isn’t in the policy. Read now » Related Content Cannabis: Guidance for Real Property Owners Learn about key considerations real property...
Sherica Celine
1 month ago
Legal Insights Blog
Practical Guidance
Doctor Algorithm Will See You Now—But Should It Handle Your Workers' Comp Claim Too?
Explore with renowned workers’ compensation jurist Robert G. Rassp how artificial intelligence (AI) fits in the context of medicine and law and whether a legitimate role, if any, exists for the use of AI in the context of workers' compensation...
Sherica Celine
1 month ago
Legal Insights Blog
Practical Guidance
From Soot to Civil Authority Clauses: Coverage Fallout of the L.A. Wildfires
Learn about response strategies for coverage counsel to consider as insurers brace for litigation and policyholders prepare to push back on denied claims. Read now » Related Content Property Insurers in California: Understanding Their Withdrawal...
Sherica Celine
2 months ago
Legal Insights Blog
Practical Guidance
Joint Efforts: Demystifying the Purple Haze of Cannabis Insurance for Marijuana-Related Businesses
Learn about the specifics of representative insurance policies that marijuana-related businesses (MRBs) routinely need. Read now » Related Content Cannabis State Regulatory Agencies Gain a greater understanding of the varied processes that...
Alyzza Austriaco
2 months ago
Capitol Journal
State Net
CT Targets Junk Fees, Price Gauging
CT Senate Passes Sweeping Consumer Protection Bill The Connecticut Senate passed an expansive consumer protection bill ( SB 5 ). Among other things, the measure would require service providers such as hotels to use “all-in” pricing, fully...
Alyzza Austriaco
2 months ago
Capitol Journal
State Net
Insurance Worries about Condo Bill Passed in FL
FL Condo Bill Raises Insurance Concerns Florida lawmakers passed a bill ( HB 913 ) intended to provide condominium owners some relief from the high cost of bringing properties up to code, as a result of strict new rules imposed on them after the deadly...
Sherica Celine
2 months ago
Legal Insights Blog
Practical Guidance
No Sympathy for the Devil: When Claims Settlement and Trade Practices Go South
Learn about the fundamentals of both the NAIC’s Unfair Insurance Trade Practices and Unfair Claims Settlement Practices Model Acts. Read now » Related Content NAIC Unfair Claims Practices Model Act Checklist Review key provisions of...
Sherica Celine
2 months ago
Legal Insights Blog
Practical Guidance
It Smells Like Legal Spirit: Attorney Advertising From Billboards to Blogs
Do a deep dive into laws across the 50 U.S. states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands regarding attorney engagement solicitations, including solicitation of direct prospective clients, public advertisements, and advertisement...
Alyzza Austriaco
2 months ago
Capitol Journal
State Net
Bill to Limit Auto Accident Damages for ‘Unauthorized Aliens’ in LA
‘Unauthorized Alien’ Limits Among Trio of Auto Insurance Proposals Under Consideration in LA House Three auto insurance bills cleared the Louisiana House Committee on Civil Law and Procedure last month. One of them ( HB 436 ) would prohibit...
Sherica Celine
2 months ago
Legal Insights Blog
Practical Guidance
To Indemnify or Not to Indemnify—That is the Statute: Anti-Indemnity Statute State Law Survey
Do a deep dive into laws across the 50 states and the District of Columbia to find out whether a jurisdiction has adopted anti-indemnity legislation and discover the scope of each statute. Includes a map visualizing whether each state has an anti-indemnity...
Alyzza Austriaco
2 months ago
Capitol Journal
State Net
Implications for Insurance Industry in FL’s Own DOGE Effort
DOGE-Like Effort in FL Could Impact Insurance Industry The wave of housecleaning that’s swept through the federal government courtesy of Elon Musk's Department of Government Efficiency appears to have reached the state government of Florida...
Sherica Celine
2 months ago
Legal Insights Blog
Practical Guidance
Come Ride the Little Train Rolling Down the Tracks: Railroad Claims and Coverage State Law Survey
Do a deep dive into laws across the 50 U.S. states, the District of Columbia, and Puerto Rico on the construction, operation, and maintenance of electric, street, and industrial railroad lines. Read now » Related Content Transportation Service...
Sherica Celine
3 months ago
Legal Insights Blog
Practical Guidance
“Straight Outta” Washington: Executive Orders and Tariffs “Drop it Like It’s Hot” in the Insurance Sector
Discover some of the executive orders issued and tariffs implemented by President Donald J. Trump since his inauguration on January 20, 2025, and their potential impact on the insurance industry. Read now » Related Content Presidential Executive...
Sherica Celine
3 months ago
Legal Insights Blog
Practical Guidance
Money, Money, Money, Money: Insurer Investments State Law Survey
Review provisions across the 50 U.S. states, the District of Columbia, and the U.S. Territories regulating insurers’ real estate, stock, and foreign investments plus derivative distributions. Read now » Related Content Credit Agreements...
Sherica Celine
3 months ago
Legal Insights Blog
Practical Guidance
April Fool’s-Proof Coverage: Manage Construction Risks Through Commercial General Liability Insurance
Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics...
Sherica Celine
3 months ago
Legal Insights Blog
Practical Guidance
Stop! In the Name of Compliance: Ain’t No Mountain High Enough to Escape Enforcement Actions
Learn about the proceedings that state insurance regulators may bring against insurers for violating provisions of a state insurance code or administrative regulations. Read now » Related Content Creating and Maintaining Good Relationships...
Alyzza Austriaco
4 months ago
Capitol Journal
State Net
$12B in LA Wildfire Insurer Payouts & State Farm’s 22% Emergency Rate Hike in CA
Insurer Payouts for LA Wildfires Top $12B California Insurance Commissioner Ricardo Lara (D) announced that insurers have now paid out over $12 billion in claims from the largest of the Los Angeles wildfires. That sum is almost twice the $6.9 billion...
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