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This Week in the States
Alyzza Austriaco
2 days ago
Capitol Journal
State Net
Bill to Limit Auto Accident Damages for ‘Unauthorized Aliens’ in LA
‘Unauthorized Alien’ Limits Among Trio of Auto Insurance Proposals Under Consideration in LA House Three auto insurance bills cleared the Louisiana House Committee on Civil Law and Procedure last month. One of them ( HB 436 ) would prohibit...
Sherica Celine
2 days ago
Legal Insights Blog
Practical Guidance
To Indemnify or Not to Indemnify—That is the Statute: Anti-Indemnity Statute State Law Survey
Do a deep dive into laws across the 50 states and the District of Columbia to find out whether a jurisdiction has adopted anti-indemnity legislation and discover the scope of each statute. Includes a map visualizing whether each state has an anti-indemnity...
Alyzza Austriaco
9 days ago
Capitol Journal
State Net
Implications for Insurance Industry in FL’s Own DOGE Effort
DOGE-Like Effort in FL Could Impact Insurance Industry The wave of housecleaning that’s swept through the federal government courtesy of Elon Musk's Department of Government Efficiency appears to have reached the state government of Florida...
Sherica Celine
9 days ago
Legal Insights Blog
Practical Guidance
Come Ride the Little Train Rolling Down the Tracks: Railroad Claims and Coverage State Law Survey
Do a deep dive into laws across the 50 U.S. states, the District of Columbia, and Puerto Rico on the construction, operation, and maintenance of electric, street, and industrial railroad lines. Read now » Related Content Transportation Service...
Sherica Celine
16 days ago
Legal Insights Blog
Practical Guidance
“Straight Outta” Washington: Executive Orders and Tariffs “Drop it Like It’s Hot” in the Insurance Sector
Discover some of the executive orders issued and tariffs implemented by President Donald J. Trump since his inauguration on January 20, 2025, and their potential impact on the insurance industry. Read now » Related Content Presidential Executive...
Sherica Celine
23 days ago
Legal Insights Blog
Practical Guidance
Money, Money, Money, Money: Insurer Investments State Law Survey
Review provisions across the 50 U.S. states, the District of Columbia, and the U.S. Territories regulating insurers’ real estate, stock, and foreign investments plus derivative distributions. Read now » Related Content Credit Agreements...
Sherica Celine
1 month ago
Legal Insights Blog
Practical Guidance
April Fool’s-Proof Coverage: Manage Construction Risks Through Commercial General Liability Insurance
Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics...
Sherica Celine
1 month ago
Legal Insights Blog
Practical Guidance
Stop! In the Name of Compliance: Ain’t No Mountain High Enough to Escape Enforcement Actions
Learn about the proceedings that state insurance regulators may bring against insurers for violating provisions of a state insurance code or administrative regulations. Read now » Related Content Creating and Maintaining Good Relationships...
Alyzza Austriaco
1 month ago
Capitol Journal
State Net
$12B in LA Wildfire Insurer Payouts & State Farm’s 22% Emergency Rate Hike in CA
Insurer Payouts for LA Wildfires Top $12B California Insurance Commissioner Ricardo Lara (D) announced that insurers have now paid out over $12 billion in claims from the largest of the Los Angeles wildfires. That sum is almost twice the $6.9 billion...
Sherica Celine
1 month ago
Legal Insights Blog
Practical Guidance
MGAs: The Secret Sauce Behind an Insurance Policy's Success
Learn about managing general agents (MGA) and their role in insurance distribution and operations. Read now » Related Content Managing General Agent or Program Administrator Selection Due Diligence Checklist Review pertinent information...
Sherica Celine
1 month ago
Legal Insights Blog
Practical Guidance
It’s Electric! Insurance Slides into the Future with Electronic Delivery
Learn about the use of modern electronic communication in the insurance industry. Read now » Related Content Electronic Contracts Review the legal issues arising from the formation of contracts using electronic recording technology rather...
Sherica Celine
1 month ago
Legal Insights Blog
Practical Guidance
AI Heard it Through the Grapevine: Insurance Regulation Highlights
Review 2024 regulatory initiatives on artificial intelligence (AI) that are important for the insurance industry to understand and monitor going into 2025. Read now » Related Content Artificial Intelligence: A Primer on Technical Foundations...
Sherica Celine
2 months ago
Legal Insights Blog
Practical Guidance
Games Without Frontiers
Learn about the potential risks and insurance implications of the burgeoning gaming and gambling industry in the United States. The article includes a National Conference of State Legislatures map depicting states’ approaches to iGaming. Read...
Alyzza Austriaco
2 months ago
Capitol Journal
State Net
Lawmakers Targeting Crypto Kiosks and Private Equity-Owned Child Care Centers
State Lawmakers Take Aim at Crypto Kiosks Lawmakers in at least 15 states have introduced bills to regulate cryptocurrency kiosks, which are often found at convenience stores and gas stations. The bills would limit transactions, generally to $1,000...
Mary Anne Peck
2 months ago
Capitol Journal
State Net
Top Compliance Issues for Insurance Industry in 2025
Expect a lot of activity at the state level on insurance issues in 2025, so says attorney Karen C. Yotis , content manager for insurance on the Practical Guidance team for LexisNexis®. We asked Yotis, a frequent contributor to State Net® Capitol...
Sherica Celine
2 months ago
Legal Insights Blog
Practical Guidance
Earthquakes, Fires, Floods, and Plague: Natural Disasters from Here to L.A.
Peruse the Natural Disaster Response Resource Kit, which offers guidance across multiple practice areas addressing planning and response for handling natural disasters. Read now » Related Content Parametric Insurance: Addressing the Gaps...
Alyzza Austriaco
2 months ago
Capitol Journal
State Net
Flurry of Legislative and Regulatory Action on CA Wildfires
Flurry of Legislative Action on Wildfires in CA In response to the devastating wildfires in Los Angeles last month, California Insurance Commissioner Ricardo Lara (D) and several state lawmakers have proposed a 10-bill package of legislation aimed at...
Sherica Celine
2 months ago
Legal Insights Blog
Practical Guidance
Unlock Predictable Income Streams: A Guide to Recurring Revenue Financing
Don’t miss out on insights that could transform your financial strategies! Review this new practice note by A&O Shearman providing guidance for lenders and borrowers entering into or considering recuring revenue-based financing. This practice...
Alyzza Austriaco
2 months ago
Capitol Journal
State Net
CA Asks Insurers to Fully Cover LA Wildfire Victims’ Personal Property Without Itemization & More
CA Urges Insurers to Make Things Easier for LA Wildfire Victims California Insurance Commissioner Ricardo Lara (D) issued a notice to residential property insurance companies in the state urging them to go beyond their legal obligation and pay policyholders...
Sherica Celine
2 months ago
Legal Insights Blog
Practical Guidance
Caught in the Long Tail: Single-Year, Multi-Year, and Multi-Policy Insurance Disputes
Learn about issues that can arise for insureds and insurers when insurance policies of various durations are called upon to answer for claims and when multiple insurance policies may also apply. Read now » Related Content Allocation of Latent...
Sherica Celine
3 months ago
Legal Insights Blog
Practical Guidance
Construction Defect Litigation: Key Insurance Issues
Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover...
Sherica Celine
3 months ago
Legal Insights Blog
Practical Guidance
Construction Defect Litigation: Key Insurance Issues
Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover...
Sherica Celine
3 months ago
Legal Insights Blog
Practical Guidance
Covering the Cannabis: Guidance on Insurance for Marijuana-Related Businesses
Learn specifics about the representative insurance policies that marijuana-related businesses routinely need. Read now » Related Content Understanding the Cannabis Industry and Its Insurance Market Scrutinize how the cannabis industry's...
Alyzza Austriaco
3 months ago
Capitol Journal
State Net
Big Projected Losses from LA Wildfires & TX’s Driver Data Lawsuit Against Allstate
Cost of LA Wildfires Could Reach $150B J.P. Morgan said last week that insured losses from the wind-driven wildfires in Los Angeles could reach $10 billion, according to reporting by Reuters. AccuWeather initially estimated the total damage and economic...
Sherica Celine
3 months ago
Legal Insights Blog
Practical Guidance
Takaful Fundamentals: Understanding Sharia-Compliant Insurance Systems
Learn about the concept of ''takaful'' insurance that complies with Islamic religious law. Read now » Related Content Islamic Finance and Markets in International Jurisdictions Review international guides in which leading...
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