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This Week in the States
Alyzza Austriaco
9 days ago
Capitol Journal
State Net
More State Bills Aimed at AI-Driven Rental Pricing & More
States Continue to Target AI-Driven Rental Pricing Nineteen states are considering bills that would limit the use of third-party software relying on competitor data to set rental housing prices, according to analysis by the American Economic Liberties...
Alyzza Austriaco
1 month ago
Capitol Journal
State Net
Reinsurer Reports FL Insurance Industry Reforms Working
Glowing Progress Report on FL Insurance Market from Gallagher Re The insurance industry reforms enacted in Florida in 2022 and 2023 in response to soaring homeowners’ premiums and carrier insolvencies have improved market conditions in the state...
Alyzza Austriaco
2 months ago
Capitol Journal
State Net
Proposed Changes to CA’s Insurance Rate Filing Intervenor Process
CA Insurance Commissioner Seeking Reforms to Intervenor Process California Insurance Commissioner Ricardo Lara (D) announced he wants to make changes to the foundational insurance law approved by the state’s voters in 1988, Proposition 103, including...
Alyzza Austriaco
3 months ago
Capitol Journal
State Net
Trump’s ‘Debanking’ Executive Order
Trump’s ‘Debanking’ Order Raises Questions for Lenders Days after accusing JPMorgan Chase and Bank of America of discriminating against him and other conservatives, President Donald Trump issued an executive order directing the Treasury...
Alyzza Austriaco
3 months ago
Capitol Journal
State Net
Proposed Credit Property Insurance Rate Cuts in SC
SC Proposes Rate Cuts for Some Credit Property Insurance South Carolina’s Department of Insurance plans to cut the rates for some credit property insurance, which lenders sometimes require to protect personal property put up as collateral for...
Alyzza Austriaco
4 months ago
Capitol Journal
State Net
CA Completes Review of First Wildfire Risk Model
CA Regulators Complete Review of Wildfire Risk Model California’s Department of Insurance has completed a review of the state’s first wildfire catastrophe model, which property/casualty insurers can now begin using to assess wildfire risk...
Sherica Celine
4 months ago
Legal Insights Blog
Practical Guidance
Formplay: How Insurance Practitioners Can Score with Standard Insurance Policies
Learn about the implications of form policies in regulatory disputes and coverage litigation. Read now » Related Content Standard Insurance Policy Forms: Implications in Regulatory Disputes and Coverage Litigation Checklist Review how policyholder...
Alyzza Austriaco
4 months ago
Capitol Journal
State Net
New Front in ESG War & CA’s First Fine for Violation of Crypto Law
Developing Anti-‘Debanking’ Trend in Red States? A new front appears to have opened in the ongoing battle over environmental, social and governance (ESG) investing. In March Idaho Gov. Brad Little (R) signed the Transparency in Financial...
Sherica Celine
4 months ago
Legal Insights Blog
Practical Guidance
From Boilerplate to Blueprint: The Secret Life of Standard Insurance Policy Forms
Learn to peel back the layers of the industry’s most copied homework, including the origins, architects, and enduring quirks of these quietly powerful documents. Because standard policy forms are not just about saving time on drafting. Read now...
Sherica Celine
4 months ago
Legal Insights Blog
Practical Guidance
Trigger, Exhaust, Settle, Repeat: The Insurance Playbook for Mass-Tort Bankruptcies
From the first notice of claim to the last gasp of a confirmed plan, mass-tort bankruptcies are where coverage law gets tested—and sometimes torched. Discover how to stay ahead of the fire. Read now » Related Content Remedies and Damages...
Alyzza Austriaco
4 months ago
Capitol Journal
State Net
PA’s New Crypto Transmitter Licensing Law
PA Enacts Crypto Transmitter Licensing Requirements Pennsylvania Gov. Josh Shapiro (D) signed legislation requiring cryptocurrency and other virtual monetary transmitters to be licensed by the state. The new law will also require licensees to submit...
Sherica Celine
4 months ago
Legal Insights Blog
Practical Guidance
Export Credit Insurance: Because Sometimes Your Buyer’s Government Is the Risk
Sure, you shipped the goods, but did you insure the revolution? Discover how export credit insurance provides the only policy where “acts of war” and “non-payment” are just Tuesday. Read now » Related Content Export...
Sherica Celine
5 months ago
Legal Insights Blog
Practical Guidance
The Long Tail Bites Back: When Old Policies Haunt New Problems
Discover how nothing says “legacy risk” like a 1972 occurrence clause. Read now » Related Content Environmental Liability Coverage and Exclusions under Commercial General Liability (CGL) Policies Explore critical environmental...
Sherica Celine
5 months ago
Legal Insights Blog
Practical Guidance
You Thought You Were Covered? That’s Adorable.
Take a strategic look at the high-stakes standoff that unfolds between insurers and insureds when underlying liability claims hit—and everyone pretends it’s someone else’s problem. Read now » Related Content Duty to Defend...
Alyzza Austriaco
5 months ago
Capitol Journal
State Net
CA’s Investigation of State Farm over LA Wildfire Claims
CA to Investigate State Farm over LA Wildfire Claims California Insurance Commissioner Ricardo Lara (D) announced a “market conduct examination” of State Farm over consumer complaints about the insurer’s handling of claims from the...
Sherica Celine
5 months ago
Legal Insights Blog
Practical Guidance
Texas Two-Steps Around the AMA Guides Sixth: Still Dancing with the Fourth Edition
If medical science has evolved, someone forgot to tell the Texas Labor Code. Although the Lone Star State is considering adoption of the newly released AMA Guides Sixth, it’s still flipping through the well-worn AMA Guides to the Evaluation of Permanent...
Alyzza Austriaco
5 months ago
Capitol Journal
State Net
LA Fire Victims Sue Homeowners Insurers & NC Nears Allowing State Investment in Crypto
LA Homeowners Sue Insurers over Inadequate Fire Coverage Victims of the Los Angeles wildfires in January have filed a pair of lawsuits claiming USAA, a Texas-based insurer that serves members of the military, and two insurers affiliated with AAA underestimated...
Sherica Celine
5 months ago
Legal Insights Blog
Practical Guidance
From Grow House to Doghouse—When Cannabis Cultivation Goes Up in Smoke
Explore property insurance considerations that arise when an insured’s basement weed operation isn’t in the policy. Read now » Related Content Cannabis: Guidance for Real Property Owners Learn about key considerations real property...
Sherica Celine
6 months ago
Legal Insights Blog
Practical Guidance
Doctor Algorithm Will See You Now—But Should It Handle Your Workers' Comp Claim Too?
Explore with renowned workers’ compensation jurist Robert G. Rassp how artificial intelligence (AI) fits in the context of medicine and law and whether a legitimate role, if any, exists for the use of AI in the context of workers' compensation...
Sherica Celine
6 months ago
Legal Insights Blog
Practical Guidance
From Soot to Civil Authority Clauses: Coverage Fallout of the L.A. Wildfires
Learn about response strategies for coverage counsel to consider as insurers brace for litigation and policyholders prepare to push back on denied claims. Read now » Related Content Property Insurers in California: Understanding Their Withdrawal...
Sherica Celine
6 months ago
Legal Insights Blog
Practical Guidance
Joint Efforts: Demystifying the Purple Haze of Cannabis Insurance for Marijuana-Related Businesses
Learn about the specifics of representative insurance policies that marijuana-related businesses (MRBs) routinely need. Read now » Related Content Cannabis State Regulatory Agencies Gain a greater understanding of the varied processes that...
Alyzza Austriaco
6 months ago
Capitol Journal
State Net
CT Targets Junk Fees, Price Gauging
CT Senate Passes Sweeping Consumer Protection Bill The Connecticut Senate passed an expansive consumer protection bill ( SB 5 ). Among other things, the measure would require service providers such as hotels to use “all-in” pricing, fully...
Alyzza Austriaco
6 months ago
Capitol Journal
State Net
Insurance Worries about Condo Bill Passed in FL
FL Condo Bill Raises Insurance Concerns Florida lawmakers passed a bill ( HB 913 ) intended to provide condominium owners some relief from the high cost of bringing properties up to code, as a result of strict new rules imposed on them after the deadly...
Sherica Celine
6 months ago
Legal Insights Blog
Practical Guidance
No Sympathy for the Devil: When Claims Settlement and Trade Practices Go South
Learn about the fundamentals of both the NAIC’s Unfair Insurance Trade Practices and Unfair Claims Settlement Practices Model Acts. Read now » Related Content NAIC Unfair Claims Practices Model Act Checklist Review key provisions of...
Sherica Celine
6 months ago
Legal Insights Blog
Practical Guidance
It Smells Like Legal Spirit: Attorney Advertising From Billboards to Blogs
Do a deep dive into laws across the 50 U.S. states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands regarding attorney engagement solicitations, including solicitation of direct prospective clients, public advertisements, and advertisement...
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