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Never Bring a New Theory to Court of Appeal – Although Benefits Needed There Can Be No Insurance Coverage Without a Contract

Shawn Halvorson (Halvorson) challenged the summary-judgment dismissal of his declaratory-judgment action involving a dispute over insurance coverage. In Halvorson v. From, 2015 Minn. App. Unpub. LEXIS 809 (Minn.App.), [subscribers can access an enhanced version of this opinion: lexis.com | Lexis Advance...

An Insurer Has the Right to Choose Who and What It Will Insure – Courts Will not Strain to Create an Ambiguity Where None Exists

Since insurance is nothing more than a contract between an insurer and those the insurer is willing to insure, the insurer has the unquestioned right to decide who, for what, and in what limits it is willing to insure. If the insurer and insured agree on the amount of insurance and the type of coverage...

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Autonomous Vehicles – Where in the (Insurance) World Will They Go?

By Dennis Cusack and David Smith Self-driving cars are coming. In fact, Tesla Model S owners woke up on the morning of October 15, 2015 to discover that a software download to the cars has made them capable of steering and changing lanes at high speed, slowing and stopping, and self-parking, in “Autopilot”...

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