NEW ORLEANS - A Louisiana appeals panel on June 5 found that there is no coverage for a school board insured's increased construction costs under an "ordinance or law" policy endorsement because the repairs or replacement were not made within two years from the date of the loss, affirming a lower court's ruling in favor of an excess commercial property insurer in a coverage dispute arising from Hurricane Katrina (Orleans Parish School Board v. Lexington Insurance Company, et al., 2012-CA-1686, La. App., 4th Cir.; 2013 La. App. LEXIS 1143).