SANTA ANA, Calif. - Alleged misrepresentations about the steps a lender would take to help a customer appear to provide adequate basis for a California unfair competition law (UCL) claim, and the resulting home foreclosure appears to constitute an injury, a divided appeals court held Oct. 31 (Richard Lueras v. BAC Home Loans Servicing LP, et al., No. G046799, Calif. App., 4th Dist., Div. 3; 2013 Cal. App. LEXIS 886).