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Chip Merlin - BP Oil Spill Could Be Worse Than Any Hurricane Damage and Much More Widespread--Even the East Coast of Florida Could Be Impacted

By Chip Merlin, Managing Partner, Merlin Law Group I hate to make doomsday predictions, but there is a possibility that the BP Oil Spill could be worse than any hurricane or catastrophe that I have been involved with. I spent yesterday speaking with others about the current situation. Indeed, my father...

The Truth About “Tendering” a Claim

By John Green, Partner, Farella Braun + Martel LLP Policyholders and insurers frequently speak of "tendering" a claim. Insurers in particular speak as if "tendering a claim" is some sort of magical incantation that must be stated in exactly the right words in order to be effective...

Nevada Adopts Notice-Prejudice Doctrine

By Kristol Bradley Ginapp , Andrew B. Downs Last week, the Nevada Supreme Court joined the majority of states, including California, in holding that an insurer who denies coverage based on the policyholder's failure to provide timely notice of the claim must be able to demonstrate both that the...

WV Department of Insurance Clarifies Requirements for Issuing Delay Letters

By Chelsea V. Prince, Associate The West Virginia Insurance Commissioner recently issued Informational Letter No. 189 which interprets and clarifies those portions of the W.Va. Code of State Rules requiring delay letters during the investigation of a claim. Per the Commissioner, delay letters are...